Uber is a great and affordable way to access vehicles for transport. Many vehicle owners are signing up to Uber as a means of making money on the side. Many pedestrians are also seeking the services of registered Uber vehicles for transportation, as they are easier to access and more affordable than regular taxi services.
However, what happens when you’re involved in an accident with an Uber vehicle? Who ought to be held liable for the accident?
The Problem with Uber
When a driver signs up to be an Uber driver, he is considered an independent contractor. Drivers are provided with access to the app which allows them to respond to requests made by customers on the app. Uber as a company has no further connection with the drivers. It does not control drivers’ working conditions or hours. Therefore, Uber argues, it cannot therefore be held responsible for the conduct of their independent contractors.
A second complication is that the vehicles are owned by the drivers or other parties and not by Uber itself. The vehicles cannot therefore be considered company cars. This is another hurdle in attempting to hold the company liable for negligence on the driver’s part.
Uber Drivers Car Insurance Requirements
Because services like Uber are new and use technology that did not exist even ten years ago, they present some new legal challenges. However, as more cases are presented before courts, it is possible that the courts will begin to hold these companies liable for accidents caused by their drivers. This is because companies like Uber benefit directly from the transactions made between the driver and the passenger.
Given the risk, Uber requires drivers to carry a minimal amount of insurance. The company then supplements the coverage with even more coverage for incidents involving their drivers.
What to do When Involved in an Accident with an Uber Vehicle
The steps to take when involved in an accident with an Uber vehicle will depend on the circumstances of the accident.
- Passengers in Uber vehicles
Check with your auto insurance provider to see if it will provide you with coverage while you are riding in an Uber vehicle. Take photos at the scene of the accident and speak to law enforcement officers to record your statement. Take down contact information of the parties involved.
- Uber driver struck by another vehicle
Ensure that your own insurance provider is aware that you are driving for Uber. Take photos at the scene and take down contact information of witnesses. Pursuing a claim for such an accident is similar to any other claim. Be sure to preserve and collect evidence.
- Other motorists struck by Uber vehicle
Treat your accident just as you would any other claim. Be sure to contact your insurance provider to let it know about the accident.
If you have been involved in a collision involving an Uber vehicle, contact an experienced attorney to represent you.
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